We offer a diverse range of unconventional mortgage solutions tailored to various needs of individuals across the United States. We are about home loan options, QM and Non-QM loan programs, diligence, and favorable results.
We are real people offering real real estate financial solutions to meet the needs of our borrowers.
We represent a real and modestly sized network of knowledgeable, experienced, pre-qualified (vetted), and capable Mortgage Loan Originators, aka Mortgage Loan Officers serving the United States (except New York and Massachusetts).
Work with a State-licenced Mortgage Loan Officer having more to offer than the standard conforming “agency” products, aka Government-Sponsored Enterprise (GSE): Federal National Mortgage Administration, aka Fannie Mae (FNMA), Federal Home Loan Mortgage Corporation, aka Freddie Mac (FHLMC), Government National Mortgage Association, aka Ginnie Mae (GNMA), Federal Housing Administration, aka FHA, and Veterans Affairs, aka VA, government-regulated lending.
We are a local network of knowledgeable, experienced, pre-qualified (vetted), and capable Mortgage Loan Originators, aka Mortgage Loan Officers serving the United States (except New York and Massachussettes).
Work with a State-licenced Mortgage Loan Officer having more to offer than the standard conforming “agency” products, aka Government-Sponsored Enterprise (GSE): Federal National Mortgage Administration, aka Fannie Mae (FNMA), Federal Home Loan Mortgage Corporation, aka Freddie Mac (FHLMC), Government National Mortgage Association, aka Ginnie Mae (GNMA), Federal Housing Administration, aka FHA, and Veterans Affairs, aka VA, government-regulated lending.
Qualified Mortgages “Non-QM” and Non-Qualified Mortgages “Non-QM” are considered Non-Traditional such as the No Doc, Lite Doc, Reduced Doc, SIVA, SISA, and Business Purpose loans.
These are innovated industry leading lenders and loan products: Prime Mortgages, Non-Prime Mortgages, Portfolio Mortgages, Foreign National Mortgages, Investor Mortgages, including DSCR loans, and Investor Bank Statement Loans designed specifically for Real Estate Investors.
We are here to serve you, the borrower. Our business model is We work with lenders for you by leveraging our ever-evolving lender network of relationships to create new ones. Pricing is always important. Service can be critical depending on your specific need details.
Our objective is borrower/ Loan Officer /lender placement and broker by definition to offer you a tailored loan program equipped with features and advantages that align with your unique criteria. We aim to assist you comprehensively throughout the process of obtaining a new home loan, covering aspects such as pricing, terms, and conditions for conditional loan approval set by the underwriter.
We do work with top agency/conventional (FNMA) | (FHLMC) | (GNMA) | (FHA) | (VA), lenders, too. Particularly, the ones with minimal guideline overlays and manual underwrite to 500 credit score and 62% DTI.
Our lender network is an ever-evolving, portfolio-based group of QM and Non-QM “investors” that specialize in unconventional home loans.
We are serving our borrowers by providing solutions to their unique or complex credit profiles. Our solutions include Alt Doc mortgages, nonconforming, non-agency, high balance portfolio, asset depletion, Alt A, alternative equity financing, investor loans, private equity loans, real estate equity based lending, security based lending, home equity lines of credit, foreclosure bailout loans, hard money mortgages, crossed collateralization mortgages, bridge loans, Investment Property Loans, Jumbo Mortgages, Super Jumbo Mortgages, and various income and employment documentation solutions that do not require two years tax returns and also do not require IRS form 45O6-T or IRS form 45O6-C.